sammsecurity2

Security/Privacy
Online banking is not always the smartest thing. You could have your money stolen, or worse, you could have your identity stolen as well. It is important to keep your hard-earned money safe. While ATM's have added some convenience to our lives, a few risks have also popped up. ATM's give criminals another opportunity to get at your money. So before you use a 'familiar' ATM, you should look around at your surroundings just in case. If you see something that looks unfamiliar on the machine, it could be part of an ATM scam.
 * ===Online Banking===

Some people only want to work with the safest banks. Even with FDIC insurance, bank failures can be a hassle. By sticking to the safest banks, you reduce the likelihood of any headaches, delays, or name changes on your statements. A key factor in choosing banks is FDIC insurance. The safest banks are FDIC insured, meaning the US government will guarantee a minimum level of protection on your deposits. After you make sure your deposits are insured, you can try to improve your chances of using the safest banks by using rating services.

http://banking.about.com/od/securityandsafety/a/safestbanks.htm